
Disbursement and Refund Process Policies
To all students,
At the University of Justice, we're continuously working to enhance your experience, and that includes making your financial processes as smooth and efficient as possible. We are thrilled to announce a significant upgrade to how you'll receive your refunds: electronic direct deposit is now our preferred and most efficient method!
No more waiting for checks in the mail, worrying about lost envelopes, or making special trips to your bank. With electronic refunds, your funds are securely deposited directly into your designated bank account, often days faster than traditional paper checks. It’s quicker, safer, and better for the environment!
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Understanding Your Refund Process at USJ
A refund occurs when the total payments applied to your student account – including financial aid, scholarships, or overpayments – exceed the total charges for tuition, fees, housing, and other expenses. Once your account shows a credit balance, the University of Justice is obligated to return those excess funds to you.
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Here's the general process:
Account Review: The Student Accounts office periodically reviews student accounts, typically after the add/drop period for each term and once financial aid has fully disbursed.
Credit Balance Identified: If a credit balance exists on your account (meaning you've paid more than you owe), a refund is generated.
Refund Method Determination: The system checks if you have enrolled in electronic direct deposit.
If you have: Your refund is sent electronically to your bank account.
If you have not: A physical paper check is generated and mailed to your primary address on file.
Ways of Receiving Your Refund
We offer two primary methods for receiving your refund, with a strong recommendation for the first:
Electronic Direct Deposit (Recommended!):
Speed: Funds are typically available within 2-3 business days after processing.
Security: Eliminates the risk of checks being lost, stolen, or delayed in the mail.
Convenience: Your money goes directly into your bank account, no action required from you after initial setup.
Availability: Access your funds sooner, whether you're on campus, at home, or traveling.
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Physical Paper Check:
Default: If you do not enroll in direct deposit, a paper check will be generated.
Delivery: Checks are mailed to the permanent address on file with the University. Please ensure your address is always up-to-date in your MyJustice Student Portal.
Delay: This method is significantly slower due to mail delivery times and the need for you to physically deposit the check. Processing can take up to 7-10 business days after the refund is issued.
How to Process Your Refund Using a Checking Account (Direct Deposit)
Enrolling in direct deposit is a one-time setup that takes just a few minutes, but it will save you time and hassle for every refund you receive during your time at the University of Justice.
What you'll need:
Your bank's 9-digit Routing Number.
Your personal Checking Account Number.
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(You can usually find both of these numbers at the bottom of your personal checks, or by logging into your bank's online portal or contacting your bank directly.)
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Step-by-Step Enrollment:
Log in to Your Go-Executive! Student Portal: Go to https://www.universityofjustice.us/usj-system-signin and enter your student ID and password.
Navigate to Financial Services: Once logged in, locate the "Financial Services" or "Student Accounts" tab/section.
Select "Direct Deposit Enrollment": Look for an option titled "Refund Direct Deposit," "Enroll in Direct Deposit," or similar.
Enter Your Bank Information:
Carefully input your bank's 9-digit Routing Number. Double-check for accuracy!
Carefully input your Checking Account Number. Triple-check this number, as an incorrect digit will cause delays.
Confirm your bank name (often auto-populates after routing number) and account type (Checking).
Review and Confirm: Read through the terms and conditions, and verify that all the information you've entered is correct. An error could lead to your refund being sent to an incorrect account or returned to the University, causing significant delays.
Submit: Click "Submit" or "Save" to finalize your enrollment.
Important Notes for Checking Account Direct Deposit:
Only USJ member account can be on file for direct deposit at a time. If you update your information, the new details will override the old ones.
Keep your information current. If you switch banks or close an account, update your direct deposit information immediately in your MyJustice portal to avoid delays.
Savings accounts are generally not recommended for direct deposit as some financial institutions may have restrictions or charge fees. A checking account is the most reliable option.
Initial Setup Time: It may take up to 24-48 hours for your direct deposit enrollment to become active in our system. Any refunds processed before your enrollment is active will be issued via paper check.
Make the Smart Choice – Enroll Today!
Choosing electronic direct deposit is the easiest way to ensure you receive your refunds promptly and securely. Empower yourself with faster access to your funds, giving you peace of mind and more control over your finances.
Don't wait for your first refund to arrive via a slow paper check! Take a few minutes today to set up your direct deposit, and be ready for your next credit balance.
If you have any questions or require assistance with the direct deposit enrollment process, please do not hesitate to contact the Student Accounts Office at justology.us@gmail.com or call us at (346-626-9555 during business hours.
Sincerely,
The University of Justice Financial Services Team

Disbursement and Refund Process Policies
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These policies detail financial obligations for students withdrawing from classes after a semester officially begins.
Students are strongly advised to read these carefully, as policies vary based on individual circumstances and aid status.
Important Dates for Payments:
Statements: Calculated on the last working day of each month; available online at USJ Student signin portal on the first business day.
Monthly Payments: Due on the 25th of each month.
Deadlines to Avoid Service Charges:
Fall: September 25
Spring: February 25
Summer: June 25
Deadlines to Avoid Late Fees:
Fall: November 25
Spring: April 25
Summer: July 25
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I. Complete Withdrawals from the University:
A. For Students NOT Receiving Title IV Federal Aid:
Refund Period:
Fall/Spring Semesters: First 10 days of classes.
Summer Session: First 5 days of classes.
During Refund Period: Full charges for courses added and full credit/refund for courses dropped.
After Refund Period: No refunds will be issued (unless specifically for Title IV recipients).
B. For Students Receiving Title IV Federal Aid:
Return of Unearned Aid: The University and the student must return federal aid received in excess of aid "earned" for the time enrolled.
University's Obligation: Must return unearned federal aid to specified programs within 45 days of determining the student withdrew.
"Aid Earned" Calculation: Determined by the percentage of the semester completed (number of days attended / total days in the payment period).
Example: 20 days attended in a 114-day semester = 17.5% aid earned.
60% Rule: Students enrolled for at least 60% of the payment period are considered to have earned 100% of their aid and will not owe a repayment of Federal Title IV grant funds.
Financial Consequences:
If the University returns funds, students might subsequently receive an amount or charges initially covered by aid.
Students may also be required to return funds previously released to them for personal expenses.
Fund Allocation: Monies are returned directly to Title IV programs, not to the student. Funds are applied first to loans to reduce student/parent debt.
II. Refund Policy for Dropping a Portion of Your Schedule (Individual Courses):
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Refund Period:
Fall/Spring Semesters: First 10 days of classes.
Summer Session: First 5 days of classes.
During Refund Period: Full charges for courses added and full refund for courses dropped.
After This Time: No refunds will be made for dropped courses.
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Monthly Due Date: Ensure your full bill is paid by the 25th of each month to avoid additional charges.
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Service Charge Alert! A 1.5% service charge will be applied to all unpaid balances – including those participating in a payment plan – starting on the 26th of each month.
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No Exceptions: Service charges and late penalties will not be removed, even for late or non-payment. Plan ahead!
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Critical Consequences of Non-Compliance: If you are not current with your payment plan, the following will occur:
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Academic & Administrative Holds: Registration, Transcript, and Graduation holds will be immediately placed on your account.
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Tri-Annual $50 Late Penalty: An additional $50 late penalty is assessed on Nov 26, April 26, and July 26 if your current tuition and fees are not paid in full by these specific dates.
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Quickest Way to Pay: Make your payment online at ONE.usj.edu for immediate processing and peace of mind.
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Online Payment Benefits:
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Easy & Convenient: Pay directly from your checking or savings account (eCheck) or with a credit card.
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Instant Posting: Payments made online are posted to your account the same day.
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Authorized Users: Easily set up trusted individuals (like parents or guardians) to make payments on your behalf.
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